Health Insurance Woes

The one thing we’ve always enjoyed has been a good Health Care plan. Where hubby works they always offered great coverage for a very low price. Well that’s about to change folks! We recently received the enrollment kit for next year’s coverage and have only two options one of which is triple the price we have been paying and the other is basically the same price except instead of having a PPO you get a Health Care savings account. I knew that many businesses were going this route but the health insurance always seemed to me to be what drew people to work here. Not any more! I guess it’s just another sign of the economy of today!

Hubby inquired about Individual Health Insurance, but it wasn’t any less expensive and then we’d also have to outsource dental, vision, and life insurance and I’ve just been through looking for worker’s comp for his small lawn care business and don’t care to go through the process again filling out forms, like life insurance leads, etc., getting messages, returning calls, explaining our situation, ya da, ya da, ya da… I would if it would save us a bundle, but it doesn’t look like it would be much, if anything.

So, I guess we’ll go with the Health Care savings account. If we can keep from getting sick or going to the hospital, in the long run it will be cheaper.

I’m not saying I’m for or against universal health coverage, but it makes you understand what all the talk is about!